We all have a Rant

My Rant is about B-of-A Bank. Last year I went to sturgis and then to Texas and back to California about 6000 miles and watched my buddy buy gas and then wait for me while I walked over to the attendent and pay cash for my fuel. All he did was use something called a Debit card at the pump. This year I got a Debit card or Check card from B-of-A and was using it around San Francisco and Sacramento a month prior to the trip. I even labeled the text lable of the account Travel account. So that the bank would know I was traveling. I told the Manager of my local Bank (as he setup the account) I would be traveling around the US and this account would only be used from this card in all of the US. As soon as I left on the trip, and got good and gone into Arizona, B-of-A shut off my Debit card because it seams some one was traveling and buying gas at different states (me). None of the debits were over $10.00 and all was for just gas. Now what the F--- is up with that. They (B-of-A Security) never called my home or never called the bank manager in my local bank, B-of-A Security just shut it down for fear that some one might nickle and dime me to death. Crap, the account was labled with my name and Travel account. When I got back, I went into the local B-of-A and gave the manager a little talking to, then I found out it was the Security dept that shut it down with out talking to anyone. All of the patrons in the bank at the time did get an ear full though and I felt better after my rant in the bank as both my account manager and bank managers tried to calm me down and keep this quite. But I was having none of that. I'm still hot as hell about their actions with my own money. Yea it is for my protection but lets get some brains here as it was only for gas on a harley tank for God's sake, were not talking about big charges.

RapidoRaptor.

Since I'm all over the place, my bank and several credit cards do this to me often. The only one that has never snagged me is my American Express account.

Next time, take down the numbers of the 'customer dis-service' line and give them a call right when if happens. I carry all my numbers with me, and they can usually sort it out pretty quickly. It's still annoying as hell, but I guess there's no other way around it......I really hate banks.....but that's a whole 'nother topic.

Life has become a puzzlement and bewilderment when it comes to what is going on in the ivory towers. Scares the hell out of me. Don't be surprised if it actually happens again. I had a credit card company shut-off my credit card because I paid it off all at once. Yup, you read that right, they shut it off 'cuz I paid it off in a lump sum. I called Aspire's office and found that they used my payment like a charge-HUH?-none of it computed. I found comfort in my bewilderment. If I ever understand the stuff that happens in the "houses that are run by computers" that should be even scarrier.

Wise advise is to carry the phone number of the Card security department so that you can turn it back on when they shut it off. Seams there is no good solution for this problem. If someone is using your card accross the country it will be shut off. Thats right, shut off if you use your card while traveling. Just carry the phone number and you can turn it back on. That was the advise from B of A. I just love people and their ideas on security for you.

RapidoRaptor:rolleyes:

Granted it is a good idea to carry your credit card holder's phone #'s. I don't have any problems traveling with my cards. I use a regular Visa or Master Card when traveling instead of a debit card. Then when I get the bill, I pay it off so I don't pay interest on my fun. I use a debit card around town.

The only finance problems I've had was trying to get a title for my wife's V-Star when we sold it. The finance co. (Conseco)told me it would be 30 days from the time they received the final payment before they would release the title. Fortunatley, the Dude that bought the bike was willing to wait. I told them I knew they were making more money from my money by holding it 30 more days. Can you imagine how much money they make if say 100 people across the country let them hold their money for an extra 30 days. I also told them I would never do business with them or recommend them to anybody.